Reference

How We Handle Your Details

Our Privacy Policy explains how t90 handles the details you share when you open an account, verify identity, or move funds through UPI, Paytm, or PhonePe.

Account RecordsCookie ChoicesUPI RecordsLocal Law

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Where This Policy Applies In India

t90 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

We use this policy to explain what we collect when you create or use an account, including contact details, device signals, session logs, and payment references tied to UPI, Paytm, or PhonePe. Each item is used for account setup, fraud checks, dispute handling, record-keeping, and replies

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to the request you send us, with storage periods set by purpose and by any legal duty that applies in India. Cookies help us keep you signed in, remember your settings, and spot broken pages without changing the rights you have under this policy. If a
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rule in your region changes what we can collect or how long we can keep it, that local rule controls, and you can ask us to correct or close the record after we confirm the request belongs to your account.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

REQUEST ROUTES

Where To Send Policy Requests

If your query is about this policy, send it through the channel that fits the task.

Registered Email Use your registered email when the request concerns access, correction, or deletion. That lets us match the account faster and avoid exposing details to the wrong person by mistake.

In-Account Message If you are already signed in, send the policy request through the message area in your account. We can link it to the right record and ask follow-up questions without making you repeat the basics.

Written Follow-Up For a more formal request, send a written note that names the account detail you want changed. That helps us track the request, confirm identity, and answer within the same thread.

ACCOUNT RECORDS CARE

How We Keep Records Safe

We keep policy handling narrow: collect only what the account needs, use cookies for sign-in and site settings, and keep payment references linked to the record that sent them.

Collection Scope

We collect only the details needed to open, keep, and secure your account, such as contact fields, device markers, and action logs. Extra fields are not used unless they help with security, support, or a request you made.

Cookie Use

Cookies remember sign-in state, language choice, and pages you move through. They also help us spot broken flows. You can clear them in your browser, though some settings may need to be set again.

Payment Records

When you pay or withdraw through UPI, Paytm, or PhonePe, we keep the transaction reference, status, and reconciliation record. That lets us match the movement to your account and answer disputes later.

Account Security

We keep account access behind password checks and, where available, extra verification before a sensitive change. If we spot unusual sign-in activity, we may pause action until we confirm it came from you.

Retention Window

We retain records for the period needed for the stated purpose, dispute handling, fraud checks, and any legal duty that applies. When the retention period ends, we remove or mask the record under our retention process.

Change Requests

To ask for access, correction, or deletion where local law permits, contact us from your registered address and include the account detail you want changed. We will check the request and reply in writing after verification.

Common Questions About This Policy

These questions cover what we collect, why we keep it, and how you can ask for a change. If your account sits in a region with different legal rules, those rules apply first, and we follow them where local law permits. The answers use plain language so you can act without guessing, and you can use the contact route above if you need a copy of the policy thread.

It covers the account details, device signals, cookie records, and payment references we handle when you create an account, sign in, or ask us to help with a record. It does not change any right that local law already gives you.

We may collect contact fields, login logs, device markers, cookie choices, and transaction references tied to UPI, Paytm, or PhonePe. We use them to keep the account working, confirm requests, and protect the record from misuse.

Cookies help us remember sign-in state, settings, and basic site movement so you do not need to set everything again on each return. They also help us detect broken paths and unusual activity that could affect your account.

Yes. Send the change request from your registered address and name the exact detail that needs updating. After we confirm it belongs to you, we will make the change where local law permits and tell you what happened.

We keep records only for as long as the purpose needs them, including dispute handling, security checks, and any legal duty that applies. Once that period ends, we remove or mask the record under our retention process.

Use the contact route that matches your request: registered email for account matching, in-account message for quick follow-up, or a written note for formal requests. We reply after verification and keep the trail tied to the same account.

How We Handle Your Details

Where To Send Policy Requests

How We Keep Records Safe

Collection Scope

Cookie Use

Payment Records

Account Security

Retention Window

Change Requests

Common Questions About This Policy

01 What does this policy cover?

02 What do you collect from my account?

03 Why do you use cookies?

04 Can I ask for a correction?

05 How long do you keep records?

06 Who can I contact about a request?

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